The Local Moms Network is all about “giving moms the gift of time,” because time truly is a mom’s most precious resource. That’s why we love partnering with brands that are streamlining moms’ lives, giving them some precious time back.
Sheer Health, a genius new health insurance app, does just that. Depending on your membership choice, you pay nothing but share a small percentage of the money they put in your pocket, or a small monthly fee.
If you want to cross dealing with your insurance company off your list, Sheer Health is a game-changer. Because nobody wants to lose money that is theirs, but what mom has time to spend hours on the phone with insurance? (Answer: none.)
To learn more about Sheer Health, read our interview below with Sheer Health Co-Founders Ben Howard (a dad of three, pictured above) and Jeff Witten (a dad of two, pictured below).
For anyone not yet familiar, how do you describe Sheer Health?
Jeff: We’ve built a platform that ensures you never have to deal with your health insurance again. Understanding health insurance, healthcare and medical billing is unnecessarily challenging.
Sheer enables our members to easily navigate all decisions regarding benefits, care and health-related finances with confidence. Our platform helps members to be knowledgeable about their benefits, be confident in getting care when they need it and be protected from erroneous or inflated medical bills.
What was the impetus for Sheer Health?
Jeff: Sheer Health was founded at the end of 2022. The idea had been brewing for a couple of years, but when two friends (myself and Ben Howard) came together with a shared frustration of receiving medical bills that were often incorrect, not being able to easily understand what care would be covered by insurance or having to wait on hold all day to speak to an insurance representative, we thought there had to be a solution to this insanity.
We were introduced to our third co-founder, Dan Horbatt, who had extensive experience in healthcare and was passionate about helping patients navigate all of the challenging bills, rules and issues that he had to deal with personally.
What are the key ways that Sheer Health helps busy moms save time and money?
Ben: Picture this: you never have to call your insurance company, file a claim or try to figure out what you are going to pay on your own!
We help moms before, during and after they visit the doctor, pick up a prescription, or visit the ER/hospital. We provide easy to understand information about what benefits are covered (OT, PT, Speech Therapy), if the health plan has any limits or gotchas as to how certain can may or may not be covered, we help get additional therapy sessions or have care covered at the in-network benefit level (instead of out-of-network) which lowers the cost of care and much more.
We also handle all claims submission, tracking and fix any issues that come up to ensure maximum reimbursement for out-of-network care. We will also help lower or eliminate out of pocket costs for prescriptions.
How much money have people saved since you started your business?
Jeff: We have now saved members over $5M since we started the business. The average savings has been $1,500 per member – this has come back to our members in the form of reimbursements, savings on prescriptions, refunds and savings on incorrectly processed medical bills and more.
Amazing! Can you share an example of a comment from a customer that truly has stayed with you?
- “I honestly don’t know what I would do without sheer health because I know when the bill comes and I’m stressed you will be able to check it through so I need to relax a bit haha.”
- “Wow, you guys are the best. In a world where you feel like you’re at war and spending hours on the phone with the insurance company, you have proven there are good people out there that can help.”
- “I cannot say enough great things about this company! They deliver everything they’ve promised. A true lifesaver for navigating a complex healthcare system – and for making sure clients get the reimbursements they deserve. This company provides incredible service. They are thorough and smart and prompt with their attention. I am so grateful that I found Sheer Health, and I highly recommend them without any reservations!”
- “Sheer Health makes me feel comfortable navigating insurance bills and continues to make sure I’m not being overcharged or taken advantage of. This company has saved my family thousands of dollars and I would rate the customer service and experience 100/5 stars if I could.”
How can people try the app?
Ben: It’s free to sign up and takes less than 30 seconds—you can get started here. All you need is your insurance username/password.
What’s next for Sheer Health?
Jeff: While we currently support close to 75% of health plans, we’re working hard to add support for all plans so we can help every mom in America.
Anything else you’d like to share?
Ben: Our mission is to help every mom navigate the confusing and frustrating world of health insurance and healthcare.
Never again should a mom worry about whether she can get the care her child needs, pay an incorrect medical bill, pay more than they should for a prescription, have care denied for their child because it’s a full-time job to fight with your health insurance company or not get accurately reimbursed for out-of-pocket healthcare costs.
We’ve got your back!
